Modern Trailer Sales called us Friday night and wanted to confirm our appointment to pick up our new fifth wheel on Sat morning. Uh what? We had no idea we had an apt to pick up the new fifth wheel because we were waiting for the title to our old one. They said no problem as we could sign a power of attorney paper so they could get the title...in other words it transfers our rights to them. So we said ok....but we didn't have anything out of the old one. Dan and Hannah were here and so they said they would help us unload, as we had babysit Meredith that day and we were a tad bit tired. It took us until almost midnight to get it all done and I couldn't sleep very well that night either due to the fact that Art had called the insurance company to get insurance on the new fifth wheel. Why would that bother me well... after they got all our information and driver's license numbers they informed Art that our premium was going to be $50 higher because of the accident I was in Aug 31st. WHAT! I realize I am so dumb when it comes to insurance and I learned a lot the hard way with this accident, how "full" coverage doesn't assure you "full" payment back if wrecked/totaled. But I wasn't expecting our insurance to go up since this accident was NOT my fault. Well it did....and according to others I have talked to the very same thing has happened to them. This is not right...we lost all that money on the truck, and now our insurance is higher due to the fact I am hit by a drunk driver and our truck is totaled by her!!! I just don't understand things anymore, you try and do the right things, live the right way and it seems like you get penalized because of it. I know I am still upset over all this but you can't help but be a little angry. Has this happened to any of you and what if any can we do about it?? OK, now back to the accident. As I mentioned I didn't sleep very well, upset, excited, too tired...all rolled into one big emotion. So we were up early Sat morning to be at the dealership by 11am. We rolled into the lot a whole four minutes late :) Now this RV lot is very crowded due to the fact that they have a lot of RV's in there now to be winterized, stored for the winter, for sale, etc.
As we pulled in the lot there was this truck backing out of a garage so Art pulled over to give this truck room. I then got out to find out where they wanted the Sundance parked. I noticed all this glass on the road and thought where did all that come from....Then I looked up. Oh my gosh, all the windows on the driver's side of the fifth wheel were busted out, big black streak down the side and a piece was torn off (not sure what that was) I just couldn't believe my eyes, I walked over to the truck to tell Art he hit another fifth wheel, he looked liked the air had been knocked out of him. Now you may not believe this but neither one of us felt a thing. I guess that 350 diesel must pull with no problem even when pulling against another fifth wheel....:)))) See I haven't lost all sense of humor. The service dept came over first as we were by their building. They were sooooo nice, it almost made it worse. I was digging down as deep as I could not to cry. Then a worker there came up to me and said, "you know this was your fault." That did it......now I am crying, couldn't talk, wanted to run all the way home. I have no idea what this guy meant. Was he saying it was ''my'' fault? Or referring to us in general. I was so shocked I didn't know what to say.
Then here comes our salesman, and other people not sure who they were. I am trying everything not to cry, and they said you know we can't make the trade now until your trailer is fixed? I guess I knew that but to hear them say it just pushed me over the edge. Then they said you might as well go ahead and do your walk through in the Avalanche since you are here. I DID NOT WANT TO at all. And guess who did the walk through? Mr. Insensitive with the rude comment. I could do nothing but just glare at him the whole time, he would ask any questions? No, just hurry up and get us through this. All I could do was swallow hard, let the tears fall once in a while and wish with every bone in my body we could LEAVE!!!!!!! Our salesman was so sweet he came in and said I am so so sorry this happened to you, as he knew about the accident in Aug with the truck. He looked at the table in the kitchen area and said "look at that scratch", I don't like that at all so I am going to go inside right now and order you a new one. How nice....made me cry more. We finally left after what seemed like an eternity. The drive home was a little quiet, Art was sick and I was now allowing myself the freedom to cry. Someone told me after the accident in the truck that accidents come in 3's. I thought that was kind of humorous.... but now I am almost afraid to drive. So we are waiting for the insurance company to get the estimate, the dealership to get the Sundance fixed and then we can do the trade. And then we can sit back and watch our insurance go up even higher now that we have had ''another accident.''
On a happy note...our daughter Hannah became engaged Thursday. Dan is a very nice young man and he will make Hannah a wonderful husband. They are planning a June 22nd wedding. Here is the happy couple....I just love this picture. And guess who took it?
Me!
 |
| Oh to be young and in love! A beautiful thing. |
I am so sorry to hear of your accident, but an engagement certainly trumps an accident! Try to cheer up as things ALWAYS happen for a reason. You could have been towing your new 5th wheel home and been hit by someone or had a really serious accident. At least you are both ok physically, and the emotions will eventully be back to normal.
ReplyDeleteWhat a bummer! I sure hope that is the end of your bad luck.
ReplyDeleteI agree with Gypsy - thank goodness it was the old rig, and not the new one. You get to start off fresh. And it's all fixable. Just $$$ - which, I understand, is a big deal. Most of us aren't rolling in money, but still, no one was hurt and in six months it won't matter. But it will be a good story.
ReplyDeleteWe did the same thing when I was in my 20s. We were trading in a small racy car for a new bigger family wagon and hit the pole and chain on our way in. The dealership fixed the car, but we had to take care of the cost. It was such a bummer.
This, too, shall pass and you are going to LOVE your new set-up. Don't let this take any of the pleasure away from enjoying your new home.
We started on the road in January of 2009. Got to Camping World in AZ and as Jim was pulling in to park, he hit a motorhome. Do you know how expensive a big fancy DP is to repair? Then we took out the awning on our rig by hitting the awning at a gas station. Then there was the time we dropped the fifth wheel down on the bed of the truck. So I know all about the crying stuff. But it does pass and nobody got hurt which is all that really matters. Our insurance definitely went up but we adjusted our budget and survived that also. Oh, and in December just before we left town, a texting teen ran a red light and totaled our Monte Carlo. So, things happen to all of us. Take a deep breath, let it out, and look at that wonderful picture of your daughter and soon to be son-in-law. You are going to love your new rig.
ReplyDeleteYour title caught my attention! Personally, I would talk to as many people (ask for supervisors) at your insurance company and fight that 1st accident rate increase as far and as long as you can. That is not right! I have never caused as accident in my life ~ closer to 60 than 59 now. In Sept. we were returning home after a 4 mo. trip and I had just driven thru Salt Lake and all the suburbs during Fri. rush hour. In Spanish Fork, a 19 year old driver came behind me and thought I was driving too slowly (safely) and pulled around, then pulled in front of me and promptly slammed on her brakes just as a light turned yellow. I would have gone through the yellow light myself. Then she went through a red light to pull over. She lied to the police and our insurance when I demanded she make a recorded statement, yet I am at fault even though I was not given a citation. I have made it clear that we will walk away from our insurance company if there is any rate increase due to this accident! They work for you, supposedly, so stand your ground with them!
ReplyDeleteMy husband is like several of your commentors... no one was hurt so just get it fixed and go on. But I feel that people who are careful and watch out for others when their driving should have to continually pay for the mindless actions of others.
Good Luck with your new rig; your trade getting worked out to your liking and safe happy travels!!! And to being a beautiful mother of the bride!
Well thanks I hope I am :) We have worked on the insurance and have it all straightened out. Thanks for the comments. All the support is really appreciated.
DeleteTake a deep breathe and move on. Did you ever figure out what you hit that caused so much damage?
ReplyDeleteYes another fifth wheel. Not too much damage but our insurance will have to fix that too :(
DeleteOMG how awful. I feel so sorry for both of you!! Now its the waiting game again, I hope you can get past the bad feelings when you have your new fifth wheel. Congrats on the new future SIL and congrats on the great photo!! (((hugs))))
ReplyDeleteOh, how horrible for you.
ReplyDeleteThe reason insurance companies raise rates after an "at fault" accident, is because statistically you are more likely to have another accident once you have one. At least that is what the insurance company I worked for told us. I don't understand why your rates went up on the prior accident if you were not deemed to be at fault. I am assuming the drunk driver was at fault.
I hope your streak is over
I just noticed this entry and I am definitely thrilled by the style you write your blog post! Which methods do you mostly turn to in order to inform your readers about the fact that you shared a new blog entry to your domain?
ReplyDeleteFirst of all welcome to my blog I hope you enjoy all the adventures. People know that I have posted a new one if they are members to my site, either by email notices or they are members. Alot of them see it because other bloggers have my site listed under their favorites and if they are on that site they see I have a new one. Hope this helps
Delete